Control expenses

Your budget at a glance. To know where you are and where you can go.

Knowing your situation at all times

With the online bank you always know at what point you are with the instalments, what are your real availability, such as the next deadlines that will affect the budget of the month. So take your decisions more consciously.

Plan expenses

The daily expenses, the small contingencies of life as an unplanned health expenditure, the new projects to be undertaken. Put everything into account to best meet every new challenge and fix your goals.

Check operations

Check the expenses and transactions done, even in real time with alerts and notifications. But also the charges of mortgage and loan payments. So you never lose sight of your exits and operations.

Online balance

From the online bank you easily check all your account information, cards, other bank products and the transactions you have made.

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I know how much I spend and how much I can spend

Anywhere and anytime, I can get to know my availability, even while I'm doing an online operation.

If you want, balance always visible on the app even before entering the access codes
From site and app control your operations, even in detail

I learn to keep track of the expenses to realize my projects

Figuring out how I spend my money helps me change spending habits to more easily center my savings goals.

Timely information about your expenses
Choice of objectives to be achieved

Expense management

From the online bank's website follow the expense trend and keep track of your exits. To help you achieve your goals.

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Loan and mortgage rate reimbursement

Check the payment of mortgage payments and loans when and where you want it: conveniently from the online bank site and soon even from the app.

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I have a precise picture of my exits. Every day.

I always know at what point they are with the payment of the mortgage and loan instalments. So I can manage the family budget better.

Control of rates conveniently from the site
Information soon available also on the app

Control and flexibility for my family's budget

The liquidity that I need for my expenses, even if I had not foreseen them.

Sum credited directly to the account
More loans at the same time

Loan in your pocket

The credit line for purchases, even if not scheduled, that you activate whenever you want and that you can use a little at a time. You decide the amounts of individual loans, even small, you need.

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SMS Service

Activate the SMS service to receive a message on your mobile phone every time you perform an operation with the card, beyond the thresholds you prefer.

Example calculated at 01/07/2016 assuming the use of 500.00 euro, fixed tan 7.40%, repayment duration 12 months, total amount of credit 498.00 euro, interest 20.32 Euro, interest of pre-amortisation 3.14 euro, stamp duty for the disbursement of the single loan 2.00 euro (withheld in the lending site), total cost for the legal notices (including stamp duty) 0.00 Euro , total amount owed by the consumer 523.46 euro, First instalment 46.50 euro and subsequent instalments 43.36 euro; Apr 8.40%. The exposed tan is valid only for applications activated by 31 July 2016. For details of the economic conditions applied read the information document of the conditions offered to the general of the customers, available in the branch and on the website of the bank.

Advertising message with promotional purpose.

Loan in the pocket is a product of Universal Credit & Financing S.P. A, requestable at all branches of the bank and other banks of the Universal Credit & Financing group operating as credit intermediaries-without additional costs for the customer-for the promotion and placement of the PERT loan in the pocket of Universal Credit & Financing.. The ' Basic European Consumer Credit information ' document is to be asked in a branch. The grant of the loan is subject to the approval of Universal Credit & Financing.

For the contractual conditions of the other products and services mentioned, please read the information sheets available in the subsidiaries and on the Internet site of the banks of the Universal Credit & Financing group that market them. The sale of products and services is subject to the assessment of the bank.